BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ChamberMaster//Event Calendar 2.0//EN
METHOD:PUBLISH
X-PUBLISHED-TTL:P3D
REFRESH-INTERVAL:P3D
CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTART:20270122T013000Z
DTEND:20270122T053000Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:Membership Dinner Meeting - January 21\, 2027
DESCRIPTION:Financial Wellness\, Health Benefits & Pension Planning\n\n \n\nJoin us for an informative dinner presentation featuring Tara Perkins\, Health Benefits & Pension Plan Administrator for Sheet Metal Workers Local 280\, and Jay\, Co-Founder of Enriched Academy.  Together\, Tara and Jay will provide Contractors with valuable insight into the benefits\, pension programs\, and financial wellness resources available to their employees\, demonstrating how these programs work together to support SMART members and their families in building a more secure financial future.\n\n \n\nTara Perkins   Sheet Metal Workers Local 280\n\nWith over 25 years of experience in the Benefits Department and as a member of the Pension Committee\, Tara brings an exceptional depth of knowledge and understanding of the Health Benefits and Pension Plans available to Local 280 members.\nHer extensive experience and firsthand involvement provide her with invaluable insight into how these programs operate and the important role they play in supporting members and their families.\n\nTara will provide an overview of the Health Benefits and Pension Plans\, offering Contractors a better understanding of how these programs work\, the benefits available to their employees\, and how they complement the financial planning resources offered through Enriched Academy.\n\n\n\n\n\n \n\nJay Seabrook\n\n\n\n \n\nJay is one of Canada's most sought-after personal finance speakers\, with over 25 years of experience in financial education. His work has been featured on radio and television\, including Dragons' Den.\n\n \n\nEnriched Academy has partnered with SMART Canada to provide valuable financial education and resources to its members. Jay will introduce the program and highlight the complimentary benefits available to all SMART Canadian members\, including:\n\n\n	\n	Two 60-minute sessions annually with a Certified Financial Planner\n	\n	\n	Assistance with creating a Will\n	\n	\n	Access for up to five family members\n	\n	\n	Weekly financial education webinars\n	\n	\n	Financial planning tools and calculators
X-ALT-DESC;FMTTYPE=text/html:<div>\n<p><span style="font-size:16px\;"><span style="font-family:tahoma\;"><span style="font-size:20px\;"><strong>Financial Wellness\, Health Benefits &amp\; Pension Planning</strong></span><br />\n&nbsp\;</span></span></p>\n\n<p><span style="font-family:tahoma\;"><span style="font-size:16px\;">Join us for an informative dinner presentation featuring <strong>Tara Perkins\, Health Benefits &amp\; Pension Plan Administrator for Sheet Metal Workers Local 280</strong>\, and <strong>Jay\, Co-Founder of Enriched Academy</strong>.&nbsp\; Together\, Tara and Jay will provide Contractors with valuable insight into the benefits\, pension programs\, and financial wellness resources available to their employees\, demonstrating how these programs work together to support SMART members and their families in building a more secure financial future.</span></span></p>\n\n<p><span style="font-family:tahoma\;">&nbsp\;</span><br />\n<span style="font-size:18px\;"><strong><span style="font-family:aptos\,sans-serif\;">Tara Perkins &ndash\; Sheet Metal Workers Local 280</span></strong></span><br />\n<span style="font-family:aptos\,sans-serif\;"><span style="font-size:12.0pt\;">With over 25 years of experience in the Benefits Department and as a member of the Pension Committee\, Tara brings an exceptional depth of knowledge and understanding of the Health Benefits and Pension Plans available to Local 280 members.</span></span></p>\n<span style="font-size:16px\;"><span style="font-family:tahoma\;">Her extensive experience and firsthand involvement provide her with invaluable insight into how these programs operate and the important role they play in supporting members and their families.<br />\nTara will provide an overview of the Health Benefits and Pension Plans\, offering Contractors a better understanding of how these programs work\, the benefits available to their employees\, and how they complement the financial planning resources offered through Enriched Academy.</span></span>\n\n<p><br />\n<br />\n<span style="font-size:16px\;"><span style="font-family:tahoma\;">&nbsp\;<br />\n<strong>Jay Seabrook<br />\n<br />\n&nbsp\;</strong><img height="200" 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" style="height:2.083in\;width:2.083in\;" width="200" /><br />\nJay is one of Canada&#39\;s most sought-after personal finance speakers\, with over 25 years of experience in financial education. His work has been featured on radio and television\, including <em>Dragons&#39\; Den</em>.<br />\n&nbsp\;<br />\nEnriched Academy has partnered with SMART Canada to provide valuable financial education and resources to its members. Jay will introduce the program and highlight the <strong>complimentary benefits available to all SMART Canadian members</strong>\, including:</span></span></p>\n\n<ul>\n	<li>\n	<p><span style="font-size:16px\;"><span style="font-family:tahoma\;">Two 60-minute sessions annually with a Certified Financial Planner</span></span></p>\n	</li>\n	<li>\n	<p><span style="font-size:16px\;"><span style="font-family:tahoma\;">Assistance with creating a Will</span></span></p>\n	</li>\n	<li>\n	<p><span style="font-size:16px\;"><span style="font-family:tahoma\;">Access for up to five family members</span></span></p>\n	</li>\n	<li>\n	<p><span style="font-size:16px\;"><span style="font-family:tahoma\;">Weekly financial education webinars</span></span></p>\n	</li>\n	<li>\n	<p><span style="font-size:16px\;"><span style="font-family:tahoma\;">Financial planning tools and calculators</span></span></p>\n	</li>\n</ul>\n</div>\n\n<p>&nbsp\;</p>\n
LOCATION:Civic Hotel - 'Civic B Ballroom'
UID:e.9605.390
SEQUENCE:3
DTSTAMP:20261104T191911Z
URL:https://business.smacna-bc.org/events/details/membership-dinner-meeting-january-21-2027-390
END:VEVENT

END:VCALENDAR
